|
 |
|
|
 1st Trust Bank, Inc.
|
1st Trust Bank, Inc.
| RSSD ID 3309393 | CERTIFICATE 57869 | ABA NUMBER 42108449 |
| 44 Commerce Dr |
Quarter Ended : |
2026-06-30 |
| Hazard, Kentucky, 41701 |
Updated : |
2026-07-27 |
| www.1tbi.com |
|
| Institution Profile |
| Year Opened : |
2004 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
52 |
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 351,712 |
|
Total Interest Income | 9,568 |
| Total Liabilities | 320,947 |
|
Total NonInterest Income | 483 |
| Total Bank Equity Capital | 30,765 |
|
Total Interest Expense | 3,903 |
| Total Deposits | 309,152 |
|
Total NonInterest Expense | 4,193 |
| Net Loans & Leases | 295,369 |
|
Net Income | 1,291 |
| Loan Loss Allowance | 2,047 |
|
Net Charge Offs | 11 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 285,172 |
| Total assets for the leverage ratio | 337,116 |
|
Loans secured by real estate: | 237,643 |
| Tier 1 Leverage Ratio | 9.65 |
|
Commercial and industrial loans | 37,168 |
| Off Balance Sheet Exposures (%) | 7.65 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 8,932 |
|
|
|
|
:· 1st Trust Bank, Inc.
