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BankGloucester
BankGloucester
| RSSD ID 331375 | CERTIFICATE 26536 | ABA NUMBER 211370228 |
| 160 Main St |
Quarter Ended : |
2025-12-31 |
| Gloucester, Massachusetts, 1930 |
Updated : |
2026-01-26 |
| https://bankgloucester.com |
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| Institution Profile |
| Year Opened : |
1887 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
57 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 390,316 |
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Total Interest Income | 20,507 |
| Total Liabilities | 358,599 |
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Total NonInterest Income | 805 |
| Total Bank Equity Capital | 31,717 |
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Total Interest Expense | 7,436 |
| Total Deposits | 314,423 |
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Total NonInterest Expense | 11,548 |
| Net Loans & Leases | 337,043 |
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Net Income | 1,422 |
| Loan Loss Allowance | 3,689 |
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Net Charge Offs | 60 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 35,796 |
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Total loans | 338,820 |
| Total assets for the leverage ratio | 392,591 |
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Loans secured by real estate: | 329,942 |
| Tier 1 Leverage Ratio | 8.27 |
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Commercial and industrial loans | 8,913 |
| Tier 1 Capital Ratio | 12.21 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.47 |
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Loans to individuals - Other | 486 |
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