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First Resource Bank
First Resource Bank
| RSSD ID 3314043 | CERTIFICATE 58039 | ABA NUMBER 91916899 |
| 7449 Village Dr |
Quarter Ended : |
2025-12-31 |
| Lino Lakes, Minnesota, 55014 |
Updated : |
2026-01-29 |
| www.myfrbank.com |
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| Institution Profile |
| Year Opened : |
2005 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
78 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 826,710 |
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Total Interest Income | 39,971 |
| Total Liabilities | 760,897 |
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Total NonInterest Income | 1,654 |
| Total Bank Equity Capital | 65,813 |
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Total Interest Expense | 14,813 |
| Total Deposits | 688,365 |
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Total NonInterest Expense | 16,785 |
| Net Loans & Leases | 668,424 |
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Net Income | 4,804 |
| Loan Loss Allowance | 8,867 |
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Net Charge Offs | 777 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 67,648 |
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Total loans | 662,895 |
| Total assets for the leverage ratio | 739,949 |
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Loans secured by real estate: | 501,931 |
| Tier 1 Leverage Ratio | 8.14 |
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Commercial and industrial loans | 117,855 |
| Tier 1 Capital Ratio | 10.16 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 11.42 |
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Loans to individuals - Other | 5,936 |
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