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 Richland County Bank
Richland County Bank
| RSSD ID 331544 | CERTIFICATE 15092 | ABA NUMBER 75902609 |
| 195 W Court St |
Quarter Ended : |
2025-12-31 |
| Richland Center, Wisconsin, 53581 |
Updated : |
2026-01-27 |
| www.richlandcountybank.com |
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| Institution Profile |
| Year Opened : |
1881 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
1 |
Number of Employees : |
27 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 109,867 |
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Total Interest Income | 4,478 |
| Total Liabilities | 92,410 |
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Total NonInterest Income | 460 |
| Total Bank Equity Capital | 17,457 |
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Total Interest Expense | 892 |
| Total Deposits | 91,819 |
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Total NonInterest Expense | 2,643 |
| Net Loans & Leases | 45,984 |
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Net Income | 1,357 |
| Loan Loss Allowance | 636 |
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Net Charge Offs | 72 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 46,673 |
| Total assets for the leverage ratio | 113,010 |
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Loans secured by real estate: | 36,564 |
| Tier 1 Leverage Ratio | 18.26 |
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Commercial and industrial loans | 3,973 |
| Off Balance Sheet Exposures (%) | 7.27 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 2,086 |
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:· Richland County Bank
