|
 |
|
|
 Richland County Bank
Richland County Bank
| RSSD ID 331544 | CERTIFICATE 15092 | ABA NUMBER 75902609 |
| 195 W Court St |
Quarter Ended : |
2025-06-30 |
| Richland Center, Wisconsin, 53581 |
Updated : |
2025-07-28 |
| www.richlandcountybank.com |
|
| Institution Profile |
| Year Opened : |
1881 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
1 |
Number of Employees : |
25 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 108,735 |
|
Total Interest Income | 2,199 |
| Total Liabilities | 92,528 |
|
Total NonInterest Income | 208 |
| Total Bank Equity Capital | 16,207 |
|
Total Interest Expense | 447 |
| Total Deposits | 92,232 |
|
Total NonInterest Expense | 1,324 |
| Net Loans & Leases | 45,667 |
|
Net Income | 631 |
| Loan Loss Allowance | 679 |
|
Net Charge Offs | 4 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 45,439 |
| Total assets for the leverage ratio | 114,529 |
|
Loans secured by real estate: | 35,482 |
| Tier 1 Leverage Ratio | 17.74 |
|
Commercial and industrial loans | 4,285 |
| Off Balance Sheet Exposures (%) | 11.43 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 1,951 |
|
|
|
|
:· Richland County Bank
