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Richland County Bank
Richland County Bank
RSSD ID 331544 | CERTIFICATE 15092 | ABA NUMBER 75902609 |
195 W Court St |
Quarter Ended : |
2025-03-31 |
Richland Center, Wisconsin, 53581 |
Updated : |
2025-04-29 |
www.richlandcountybank.com |
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Institution Profile |
Year Opened : |
1881 |
Institution Type : |
Commercial bank |
Entity Type : |
State |
Federal Regulator : |
FDIC |
Member Federal Reserve : |
No |
S-Corp : |
Yes |
Fiduciary Powers : |
No |
Powers Exercised : |
No |
Filing Type : |
051 |
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Specialization : |
All Other Under 1 Billion |
Number of Offices : |
1 |
Number of Employees : |
26 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 111,486 |
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Total Interest Income | 1,091 |
Total Liabilities | 96,519 |
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Total NonInterest Income | 95 |
Total Bank Equity Capital | 14,967 |
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Total Interest Expense | 233 |
Total Deposits | 96,030 |
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Total NonInterest Expense | 646 |
Net Loans & Leases | 44,382 |
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Net Income | 305 |
Loan Loss Allowance | 678 |
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Net Charge Offs | 5 |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Community Bank Leverage Ratio | Yes |
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Total loans | 44,469 |
Total assets for the leverage ratio | 116,988 |
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Loans secured by real estate: | 34,767 |
Tier 1 Leverage Ratio | 16.9 |
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Commercial and industrial loans | 4,202 |
Off Balance Sheet Exposures (%) | 9.26 |
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Loans to individuals - Credit Cards | 0 |
Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,960 |
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