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SouthernTrust Bank
SouthernTrust Bank
RSSD ID 3316739 | CERTIFICATE 57897 | ABA NUMBER 81226421 |
701 N Court St |
Quarter Ended : |
2025-03-31 |
Marion, Illinois, 62959 |
Updated : |
2025-04-22 |
www.southerntrustbank.com |
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Institution Profile |
Year Opened : |
2005 |
Institution Type : |
Commercial bank |
Entity Type : |
State |
Federal Regulator : |
FDIC |
Member Federal Reserve : |
No |
S-Corp : |
No |
Fiduciary Powers : |
No |
Powers Exercised : |
No |
Filing Type : |
051 |
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Specialization : |
Commercial Lending Specialization |
Number of Offices : |
3 |
Number of Employees : |
30 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 275,700 |
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Total Interest Income | 4,000 |
Total Liabilities | 247,727 |
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Total NonInterest Income | 227 |
Total Bank Equity Capital | 27,973 |
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Total Interest Expense | 1,821 |
Total Deposits | 200,190 |
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Total NonInterest Expense | 1,306 |
Net Loans & Leases | 202,386 |
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Net Income | 704 |
Loan Loss Allowance | 2,035 |
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Net Charge Offs | 129 |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Community Bank Leverage Ratio | Yes |
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Total loans | 204,215 |
Total assets for the leverage ratio | 275,121 |
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Loans secured by real estate: | 158,947 |
Tier 1 Leverage Ratio | 9.58 |
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Commercial and industrial loans | 36,415 |
Off Balance Sheet Exposures (%) | 4.94 |
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Loans to individuals - Credit Cards | 0 |
Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 5,074 |
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