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 1st Advantage Bank
1st Advantage Bank
| RSSD ID 3317192 | CERTIFICATE 57899 | ABA NUMBER 81019120 |
| 240 Salt Lick Rd |
Quarter Ended : |
2025-12-31 |
| Saint Peters, Missouri, 63376 |
Updated : |
2026-01-29 |
| www.1stadvantagebank.com |
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| Institution Profile |
| Year Opened : |
2005 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
23 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 215,622 |
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Total Interest Income | 11,522 |
| Total Liabilities | 196,655 |
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Total NonInterest Income | 327 |
| Total Bank Equity Capital | 18,967 |
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Total Interest Expense | 4,421 |
| Total Deposits | 195,634 |
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Total NonInterest Expense | 4,813 |
| Net Loans & Leases | 174,539 |
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Net Income | 514 |
| Loan Loss Allowance | 2,202 |
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Net Charge Offs | 1,675 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 21,213 |
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Total loans | 172,857 |
| Total assets for the leverage ratio | 211,292 |
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Loans secured by real estate: | 148,000 |
| Tier 1 Leverage Ratio | 8.99 |
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Commercial and industrial loans | 22,178 |
| Tier 1 Capital Ratio | 10.57 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 11.8 |
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Loans to individuals - Other | 2,531 |
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:· 1st Advantage Bank
