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 Verus Bank of Commerce
Verus Bank of Commerce
| RSSD ID 3322468 | CERTIFICATE 58025 | ABA NUMBER 107007074 |
| 3700 S College Ave |
Quarter Ended : |
2025-12-31 |
| Fort Collins, Colorado, 80525 |
Updated : |
2026-01-30 |
| www.verusboc.com |
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| Institution Profile |
| Year Opened : |
2005 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
12 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 191,626 |
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Total Interest Income | 11,166 |
| Total Liabilities | 154,847 |
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Total NonInterest Income | 585 |
| Total Bank Equity Capital | 36,779 |
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Total Interest Expense | 3,681 |
| Total Deposits | 138,724 |
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Total NonInterest Expense | 5,074 |
| Net Loans & Leases | 166,612 |
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Net Income | 2,294 |
| Loan Loss Allowance | 1,335 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 169,047 |
| Total assets for the leverage ratio | 195,116 |
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Loans secured by real estate: | 158,445 |
| Tier 1 Leverage Ratio | 18.62 |
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Commercial and industrial loans | 9,449 |
| Off Balance Sheet Exposures (%) | 4.07 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,113 |
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:· Verus Bank of Commerce
