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 Morganton Savings Bank, S.S.B.
Morganton Savings Bank, S.S.B.
| RSSD ID 332671 | CERTIFICATE 30434 | ABA NUMBER 253171003 |
| 100 S King St |
Quarter Ended : |
2025-12-31 |
| Morganton, North Carolina, 28655 |
Updated : |
2026-01-30 |
| www.morgantonsavings.com |
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| Institution Profile |
| Year Opened : |
1903 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
1 |
Number of Employees : |
11 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 107,424 |
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Total Interest Income | 4,523 |
| Total Liabilities | 78,838 |
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Total NonInterest Income | (52) |
| Total Bank Equity Capital | 28,586 |
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Total Interest Expense | 959 |
| Total Deposits | 70,490 |
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Total NonInterest Expense | 3,323 |
| Net Loans & Leases | 63,946 |
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Net Income | 237 |
| Loan Loss Allowance | 2,386 |
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Net Charge Offs | 2 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 66,180 |
| Total assets for the leverage ratio | 106,796 |
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Loans secured by real estate: | 66,180 |
| Tier 1 Leverage Ratio | 26.94 |
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Commercial and industrial loans | 0 |
| Off Balance Sheet Exposures (%) | 6.47 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 17 |
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:· Morganton Savings Bank, S.S.B.
