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 State Bank of Cochran
State Bank of Cochran
| RSSD ID 333034 | CERTIFICATE 872 | ABA NUMBER 61210237 |
| 112 E Beech St |
Quarter Ended : |
2025-09-30 |
| Cochran, Georgia, 31014 |
Updated : |
2025-10-30 |
| Institution Profile |
| Year Opened : |
1922 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Employees : |
48 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 264,596 |
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Total Interest Income | 13,570 |
| Total Liabilities | 243,075 |
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Total NonInterest Income | 860 |
| Total Bank Equity Capital | 21,521 |
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Total Interest Expense | 1,545 |
| Total Deposits | 240,452 |
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Total NonInterest Expense | 5,487 |
| Net Loans & Leases | 151,007 |
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Net Income | 7,409 |
| Loan Loss Allowance | 5,141 |
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Net Charge Offs | 92 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 23,317 |
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Total loans | 156,401 |
| Total assets for the leverage ratio | 264,186 |
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Loans secured by real estate: | 127,992 |
| Tier 1 Leverage Ratio | 8.14 |
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Commercial and industrial loans | 6,778 |
| Tier 1 Capital Ratio | 15.28 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.57 |
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Loans to individuals - Other | 16,276 |
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:· State Bank of Cochran
