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 State Bank of Cochran
State Bank of Cochran
| RSSD ID 333034 | CERTIFICATE 872 | ABA NUMBER 61210237 |
| 112 E Beech St |
Quarter Ended : |
2025-03-31 |
| Cochran, Georgia, 31014 |
Updated : |
2025-04-30 |
| statebankofcochran.com/ |
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| Institution Profile |
| Year Opened : |
1922 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
48 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 267,903 |
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Total Interest Income | 4,480 |
| Total Liabilities | 227,706 |
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Total NonInterest Income | 288 |
| Total Bank Equity Capital | 40,197 |
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Total Interest Expense | 517 |
| Total Deposits | 225,745 |
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Total NonInterest Expense | 1,618 |
| Net Loans & Leases | 154,698 |
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Net Income | 2,633 |
| Loan Loss Allowance | 5,202 |
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Net Charge Offs | 31 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 42,095 |
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Total loans | 158,442 |
| Total assets for the leverage ratio | 266,910 |
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Loans secured by real estate: | 131,001 |
| Tier 1 Leverage Ratio | 15.06 |
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Commercial and industrial loans | 6,487 |
| Tier 1 Capital Ratio | 27.07 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 28.35 |
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Loans to individuals - Other | 16,655 |
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:· State Bank of Cochran
