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 State Bank of Cochran
State Bank of Cochran
| RSSD ID 333034 | CERTIFICATE 872 | ABA NUMBER 61210237 |
| 112 E Beech St |
Quarter Ended : |
2025-06-30 |
| Cochran, Georgia, 31014 |
Updated : |
2025-07-30 |
| statebankofcochran.com/ |
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| Institution Profile |
| Year Opened : |
1922 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
48 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 262,712 |
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Total Interest Income | 8,955 |
| Total Liabilities | 220,075 |
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Total NonInterest Income | 524 |
| Total Bank Equity Capital | 42,637 |
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Total Interest Expense | 1,004 |
| Total Deposits | 217,834 |
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Total NonInterest Expense | 3,367 |
| Net Loans & Leases | 151,057 |
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Net Income | 5,108 |
| Loan Loss Allowance | 5,144 |
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Net Charge Offs | 89 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 44,505 |
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Total loans | 157,221 |
| Total assets for the leverage ratio | 265,624 |
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Loans secured by real estate: | 130,002 |
| Tier 1 Leverage Ratio | 16.06 |
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Commercial and industrial loans | 6,390 |
| Tier 1 Capital Ratio | 29.79 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 31.08 |
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Loans to individuals - Other | 16,324 |
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:· State Bank of Cochran
