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 Union Bank
Union Bank
| RSSD ID 333203 | CERTIFICATE 14158 | ABA NUMBER 11601100 |
| 20 Main St |
Quarter Ended : |
2025-12-31 |
| Morrisville, Vermont, 5661 |
Updated : |
2026-01-30 |
| www.ublocal.com |
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| Institution Profile |
| Year Opened : |
1891 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
21 |
Number of Employees : |
195 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,616,622 |
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Total Interest Income | 75,788 |
| Total Liabilities | 1,519,601 |
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Total NonInterest Income | 11,246 |
| Total Bank Equity Capital | 97,021 |
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Total Interest Expense | 32,198 |
| Total Deposits | 1,217,797 |
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Total NonInterest Expense | 41,110 |
| Net Loans & Leases | 1,168,393 |
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Net Income | 11,944 |
| Loan Loss Allowance | 8,407 |
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Net Charge Offs | 28 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 130,179 |
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Total loans | 1,187,669 |
| Total assets for the leverage ratio | 1,639,106 |
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Loans secured by real estate: | 1,027,970 |
| Tier 1 Leverage Ratio | 7.36 |
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Commercial and industrial loans | 31,522 |
| Tier 1 Capital Ratio | 11.87 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.81 |
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Loans to individuals - Other | 2,589 |
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:· Union Bank
