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 Home Savings Bank, FSB
Home Savings Bank, FSB
| RSSD ID 33370 | CERTIFICATE 31723 | ABA NUMBER 242170374 |
| 202 Elm St |
Quarter Ended : |
2025-12-31 |
| Ludlow, Kentucky, 41016 |
Updated : |
2026-01-23 |
| www.homesavingsbanknky.com |
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| Institution Profile |
| Year Opened : |
1941 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
4 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 26,685 |
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Total Interest Income | 1,387 |
| Total Liabilities | 23,604 |
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Total NonInterest Income | 30 |
| Total Bank Equity Capital | 3,081 |
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Total Interest Expense | 666 |
| Total Deposits | 19,154 |
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Total NonInterest Expense | 1,036 |
| Net Loans & Leases | 21,067 |
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Net Income | (288) |
| Loan Loss Allowance | 154 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 21,202 |
| Total assets for the leverage ratio | 26,122 |
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Loans secured by real estate: | 21,202 |
| Tier 1 Leverage Ratio | 10.7 |
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Commercial and industrial loans | 0 |
| Off Balance Sheet Exposures (%) | 0 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 0 |
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:· Home Savings Bank, FSB
