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Legacy State Bank
Legacy State Bank
| RSSD ID 3340903 | CERTIFICATE 57882 | ABA NUMBER 61120518 |
| 3825 Harrison Rd |
Quarter Ended : |
2025-09-30 |
| Loganville, Georgia, 30052 |
Updated : |
2025-10-28 |
| www.legacystatebank.com |
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| Institution Profile |
| Year Opened : |
2005 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
23 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 186,848 |
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Total Interest Income | 7,870 |
| Total Liabilities | 165,097 |
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Total NonInterest Income | 132 |
| Total Bank Equity Capital | 21,751 |
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Total Interest Expense | 2,707 |
| Total Deposits | 160,684 |
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Total NonInterest Expense | 3,467 |
| Net Loans & Leases | 131,298 |
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Net Income | 1,289 |
| Loan Loss Allowance | 1,642 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 24,695 |
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Total loans | 132,115 |
| Total assets for the leverage ratio | 184,885 |
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Loans secured by real estate: | 125,857 |
| Tier 1 Leverage Ratio | 12.39 |
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Commercial and industrial loans | 3,065 |
| Tier 1 Capital Ratio | 15 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.18 |
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Loans to individuals - Other | 3,193 |
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