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Flint Community Bank
Flint Community Bank
| RSSD ID 3341393 | CERTIFICATE 58074 | ABA NUMBER 61220654 |
| 2910 Meredyth Dr |
Quarter Ended : |
2025-09-30 |
| Albany, Georgia, 31721 |
Updated : |
2025-11-09 |
| www.flint.bank |
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| Institution Profile |
| Year Opened : |
2006 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
38 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 330,572 |
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Total Interest Income | 14,930 |
| Total Liabilities | 300,294 |
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Total NonInterest Income | 1,202 |
| Total Bank Equity Capital | 30,278 |
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Total Interest Expense | 4,722 |
| Total Deposits | 283,697 |
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Total NonInterest Expense | 6,274 |
| Net Loans & Leases | 270,393 |
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Net Income | 4,896 |
| Loan Loss Allowance | 3,614 |
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Net Charge Offs | 17 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 33,304 |
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Total loans | 273,424 |
| Total assets for the leverage ratio | 329,769 |
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Loans secured by real estate: | 239,918 |
| Tier 1 Leverage Ratio | 9.16 |
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Commercial and industrial loans | 29,426 |
| Tier 1 Capital Ratio | 12.18 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.44 |
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Loans to individuals - Other | 2,835 |
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