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 First Community Bank
First Community Bank
| RSSD ID 334264 | CERTIFICATE 22964 | ABA NUMBER 114908289 |
| 1151 W Us Highway 77 |
Quarter Ended : |
2025-12-31 |
| San Benito, Texas, 78586 |
Updated : |
2026-02-04 |
| www.fcbtx.com |
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| Institution Profile |
| Year Opened : |
1979 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
130 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 778,915 |
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Total Interest Income | 41,385 |
| Total Liabilities | 712,548 |
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Total NonInterest Income | 5,134 |
| Total Bank Equity Capital | 66,367 |
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Total Interest Expense | 9,675 |
| Total Deposits | 690,868 |
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Total NonInterest Expense | 20,571 |
| Net Loans & Leases | 467,074 |
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Net Income | 12,914 |
| Loan Loss Allowance | 6,058 |
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Net Charge Offs | 117 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 479,974 |
| Total assets for the leverage ratio | 792,355 |
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Loans secured by real estate: | 381,028 |
| Tier 1 Leverage Ratio | 10.13 |
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Commercial and industrial loans | 89,844 |
| Off Balance Sheet Exposures (%) | 10.61 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 4,139 |
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:· First Community Bank
