|
 |
|
|
 First Community Bank
First Community Bank
| RSSD ID 334264 | CERTIFICATE 22964 | ABA NUMBER 114908289 |
| 1151 W Us Highway 77 |
Quarter Ended : |
2025-03-31 |
| San Benito, Texas, 78586 |
Updated : |
2025-04-23 |
| www.fcbtx.com |
|
| Institution Profile |
| Year Opened : |
1979 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
127 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 734,078 |
|
Total Interest Income | 9,889 |
| Total Liabilities | 678,709 |
|
Total NonInterest Income | 1,207 |
| Total Bank Equity Capital | 55,369 |
|
Total Interest Expense | 2,576 |
| Total Deposits | 644,203 |
|
Total NonInterest Expense | 4,874 |
| Net Loans & Leases | 465,336 |
|
Net Income | 2,788 |
| Loan Loss Allowance | 5,847 |
|
Net Charge Offs | 38 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 467,615 |
| Total assets for the leverage ratio | 762,077 |
|
Loans secured by real estate: | 361,408 |
| Tier 1 Leverage Ratio | 9.79 |
|
Commercial and industrial loans | 94,305 |
| Off Balance Sheet Exposures (%) | 9.14 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 8,246 |
|
|
|
|
:· First Community Bank
