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 Austin Capital Bank SSB
Austin Capital Bank SSB
| RSSD ID 3347911 | CERTIFICATE 58082 | ABA NUMBER 114994031 |
| 3305 Steck Ave Ste 275 |
Quarter Ended : |
2025-06-30 |
| Austin, Texas, 78757 |
Updated : |
2025-07-18 |
| www.austincapitalbank.com |
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| Institution Profile |
| Year Opened : |
2006 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Consumer Lending Specialization |
| Number of Offices : |
15 |
Number of Employees : |
75 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 503,769 |
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Total Interest Income | 17,848 |
| Total Liabilities | 464,999 |
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Total NonInterest Income | 2,677 |
| Total Bank Equity Capital | 38,770 |
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Total Interest Expense | 3,085 |
| Total Deposits | 430,914 |
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Total NonInterest Expense | 15,522 |
| Net Loans & Leases | 438,817 |
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Net Income | 1,860 |
| Loan Loss Allowance | 1,576 |
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Net Charge Offs | (10) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 38,551 |
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Total loans | 419,636 |
| Total assets for the leverage ratio | 478,559 |
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Loans secured by real estate: | 158,863 |
| Tier 1 Leverage Ratio | 7.76 |
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Commercial and industrial loans | 14,711 |
| Tier 1 Capital Ratio | 32.61 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 33.86 |
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Loans to individuals - Other | 238,884 |
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:· Austin Capital Bank SSB
