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 Peach State Bank & Trust
Peach State Bank & Trust
| RSSD ID 3348468 | CERTIFICATE 57923 | ABA NUMBER 61120547 |
| 121 E E Butler Pkwy |
Quarter Ended : |
2025-12-31 |
| Gainesville, Georgia, 30501 |
Updated : |
2026-01-30 |
| www.peachstate.bank |
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| Institution Profile |
| Year Opened : |
2005 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
75 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 786,088 |
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Total Interest Income | 39,935 |
| Total Liabilities | 716,190 |
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Total NonInterest Income | 2,141 |
| Total Bank Equity Capital | 69,898 |
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Total Interest Expense | 13,115 |
| Total Deposits | 711,603 |
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Total NonInterest Expense | 15,657 |
| Net Loans & Leases | 502,475 |
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Net Income | 10,087 |
| Loan Loss Allowance | 5,970 |
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Net Charge Offs | 27 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 80,044 |
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Total loans | 506,525 |
| Total assets for the leverage ratio | 763,737 |
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Loans secured by real estate: | 484,638 |
| Tier 1 Leverage Ratio | 9.69 |
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Commercial and industrial loans | 19,597 |
| Tier 1 Capital Ratio | 14.18 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.34 |
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Loans to individuals - Other | 2,289 |
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:· Peach State Bank & Trust
