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 Peach State Bank & Trust
Peach State Bank & Trust
| RSSD ID 3348468 | CERTIFICATE 57923 | ABA NUMBER 61120547 |
| 121 E E Butler Pkwy |
Quarter Ended : |
2025-03-31 |
| Gainesville, Georgia, 30501 |
Updated : |
2025-04-30 |
| www.peachstate.bank |
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| Institution Profile |
| Year Opened : |
2005 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
73 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 708,331 |
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Total Interest Income | 9,497 |
| Total Liabilities | 639,852 |
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Total NonInterest Income | 429 |
| Total Bank Equity Capital | 68,479 |
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Total Interest Expense | 3,378 |
| Total Deposits | 636,100 |
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Total NonInterest Expense | 3,843 |
| Net Loans & Leases | 458,279 |
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Net Income | 2,018 |
| Loan Loss Allowance | 5,668 |
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Net Charge Offs | (1) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 80,803 |
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Total loans | 463,636 |
| Total assets for the leverage ratio | 726,060 |
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Loans secured by real estate: | 438,478 |
| Tier 1 Leverage Ratio | 10.32 |
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Commercial and industrial loans | 22,601 |
| Tier 1 Capital Ratio | 15.49 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.71 |
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Loans to individuals - Other | 2,555 |
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:· Peach State Bank & Trust
