|
 |
|
|
 Peach State Bank & Trust
Peach State Bank & Trust
| RSSD ID 3348468 | CERTIFICATE 57923 | ABA NUMBER 61120547 |
| 121 E E Butler Pkwy |
Quarter Ended : |
2025-09-30 |
| Gainesville, Georgia, 30501 |
Updated : |
2025-10-30 |
| www.peachstate.bank |
|
| Institution Profile |
| Year Opened : |
2005 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
78 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 734,934 |
|
Total Interest Income | 29,407 |
| Total Liabilities | 659,921 |
|
Total NonInterest Income | 1,565 |
| Total Bank Equity Capital | 75,013 |
|
Total Interest Expense | 9,914 |
| Total Deposits | 655,524 |
|
Total NonInterest Expense | 11,890 |
| Net Loans & Leases | 497,930 |
|
Net Income | 6,958 |
| Loan Loss Allowance | 5,848 |
|
Net Charge Offs | (1) |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 85,936 |
|
Total loans | 495,549 |
| Total assets for the leverage ratio | 743,605 |
|
Loans secured by real estate: | 472,188 |
| Tier 1 Leverage Ratio | 10.74 |
|
Commercial and industrial loans | 21,005 |
| Tier 1 Capital Ratio | 15.72 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.92 |
|
Loans to individuals - Other | 2,356 |
|
|
|
|
:· Peach State Bank & Trust
