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 Huron Valley State Bank
Huron Valley State Bank
| RSSD ID 3358270 | CERTIFICATE 57990 | ABA NUMBER 72414190 |
| 130 S Milford Rd |
Quarter Ended : |
2025-12-31 |
| Milford, Michigan, 48381 |
Updated : |
2026-01-23 |
| www.hvsb.com |
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| Institution Profile |
| Year Opened : |
2005 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
44 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 270,369 |
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Total Interest Income | 14,205 |
| Total Liabilities | 243,514 |
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Total NonInterest Income | 1,084 |
| Total Bank Equity Capital | 26,855 |
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Total Interest Expense | 3,878 |
| Total Deposits | 237,003 |
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Total NonInterest Expense | 7,473 |
| Net Loans & Leases | 225,890 |
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Net Income | 2,968 |
| Loan Loss Allowance | 2,873 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 30,441 |
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Total loans | 214,473 |
| Total assets for the leverage ratio | 268,427 |
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Loans secured by real estate: | 187,676 |
| Tier 1 Leverage Ratio | 10.27 |
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Commercial and industrial loans | 25,457 |
| Tier 1 Capital Ratio | 10.81 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 11.94 |
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Loans to individuals - Other | 1,102 |
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:· Huron Valley State Bank
