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Huron Valley State Bank
Huron Valley State Bank
| RSSD ID 3358270 | CERTIFICATE 57990 | ABA NUMBER 72414190 |
| 130 S Milford Rd |
Quarter Ended : |
2025-09-30 |
| Milford, Michigan, 48381 |
Updated : |
2025-10-30 |
| www.hvsb.com |
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| Institution Profile |
| Year Opened : |
2005 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
43 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 261,050 |
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Total Interest Income | 10,442 |
| Total Liabilities | 232,978 |
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Total NonInterest Income | 897 |
| Total Bank Equity Capital | 28,072 |
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Total Interest Expense | 2,840 |
| Total Deposits | 231,413 |
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Total NonInterest Expense | 5,549 |
| Net Loans & Leases | 204,681 |
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Net Income | 2,223 |
| Loan Loss Allowance | 2,743 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 31,545 |
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Total loans | 201,542 |
| Total assets for the leverage ratio | 257,983 |
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Loans secured by real estate: | 178,889 |
| Tier 1 Leverage Ratio | 11.16 |
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Commercial and industrial loans | 21,304 |
| Tier 1 Capital Ratio | 12.45 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.64 |
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Loans to individuals - Other | 1,127 |
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