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United Citizens Bank & Trust Company
United Citizens Bank & Trust Company
RSSD ID 336147 | CERTIFICATE 15249 | ABA NUMBER 83905685 |
8198 Main St |
Quarter Ended : |
2025-03-31 |
Campbellsburg, Kentucky, 40011 |
Updated : |
2025-05-05 |
www.unitedcitizensbank.com |
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Institution Profile |
Year Opened : |
1872 |
Institution Type : |
Commercial bank |
Entity Type : |
State |
Federal Regulator : |
FDIC |
Member Federal Reserve : |
No |
S-Corp : |
No |
Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
Filing Type : |
051 |
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Specialization : |
Commercial Lending Specialization |
Number of Offices : |
6 |
Number of Employees : |
46 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 210,695 |
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Total Interest Income | 2,870 |
Total Liabilities | 192,266 |
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Total NonInterest Income | 175 |
Total Bank Equity Capital | 18,429 |
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Total Interest Expense | 746 |
Total Deposits | 187,432 |
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Total NonInterest Expense | 1,546 |
Net Loans & Leases | 167,135 |
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Net Income | 483 |
Loan Loss Allowance | 1,547 |
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Net Charge Offs | 4 |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Community Bank Leverage Ratio | Yes |
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Total loans | 165,731 |
Total assets for the leverage ratio | 206,914 |
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Loans secured by real estate: | 141,001 |
Tier 1 Leverage Ratio | 9.7 |
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Commercial and industrial loans | 3,546 |
Off Balance Sheet Exposures (%) | 5.46 |
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Loans to individuals - Credit Cards | 0 |
Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 2,090 |
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