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 Spring Bank
Spring Bank
| RSSD ID 3368925 | CERTIFICATE 58668 | ABA NUMBER 26014135 |
| 69 E 167th St |
Quarter Ended : |
2025-09-30 |
| Bronx, New York, 10452 |
Updated : |
2025-10-24 |
| www.spring.bank |
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| Institution Profile |
| Year Opened : |
2007 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
46 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 542,865 |
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Total Interest Income | 25,916 |
| Total Liabilities | 460,657 |
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Total NonInterest Income | 312 |
| Total Bank Equity Capital | 82,208 |
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Total Interest Expense | 9,479 |
| Total Deposits | 458,526 |
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Total NonInterest Expense | 7,830 |
| Net Loans & Leases | 348,070 |
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Net Income | 6,102 |
| Loan Loss Allowance | 4,199 |
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Net Charge Offs | 137 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 348,087 |
| Total assets for the leverage ratio | 534,892 |
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Loans secured by real estate: | 323,404 |
| Tier 1 Leverage Ratio | 16.28 |
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Commercial and industrial loans | 22,861 |
| Off Balance Sheet Exposures (%) | 2.19 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,811 |
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:· Spring Bank
