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 SmartBiz Bank, National Association
SmartBiz Bank, National Association
| RSSD ID 3377235 | CERTIFICATE 58158 | ABA NUMBER 71926553 |
| 385 Waukegan Rd |
Quarter Ended : |
2025-09-30 |
| Northbrook, Illinois, 60062 |
Updated : |
2025-10-22 |
| www.SmartBizBank.com |
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| Institution Profile |
| Year Opened : |
2006 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
117 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 186,527 |
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Total Interest Income | 5,882 |
| Total Liabilities | 156,423 |
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Total NonInterest Income | 7,789 |
| Total Bank Equity Capital | 30,104 |
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Total Interest Expense | 2,286 |
| Total Deposits | 145,912 |
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Total NonInterest Expense | 17,510 |
| Net Loans & Leases | 113,109 |
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Net Income | (7,852) |
| Loan Loss Allowance | 2,161 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 19,035 |
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Total loans | 118,746 |
| Total assets for the leverage ratio | 154,118 |
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Loans secured by real estate: | 72,160 |
| Tier 1 Leverage Ratio | 11.15 |
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Commercial and industrial loans | 46,586 |
| Tier 1 Capital Ratio | 11.64 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.89 |
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Loans to individuals - Other | 0 |
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:· sec commercial banks, not elsewhere classified :· SmartBiz Bank, National Association
