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Idaho First Bank
Idaho First Bank
| RSSD ID 3384952 | CERTIFICATE 58095 | ABA NUMBER 124103838 |
| 475 E Deinhard Ln |
Quarter Ended : |
2025-12-31 |
| Mccall, Idaho, 83638 |
Updated : |
2026-01-28 |
| www.idahofirstbank.com |
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| Institution Profile |
| Year Opened : |
2005 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
91 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 1,451,321 |
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Total Interest Income | 60,347 |
| Total Liabilities | 1,322,512 |
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Total NonInterest Income | 1,359 |
| Total Bank Equity Capital | 128,809 |
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Total Interest Expense | 27,626 |
| Total Deposits | 1,316,136 |
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Total NonInterest Expense | 21,494 |
| Net Loans & Leases | 798,160 |
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Net Income | 7,308 |
| Loan Loss Allowance | 9,854 |
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Net Charge Offs | (44) |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 139,231 |
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Total loans | 774,417 |
| Total assets for the leverage ratio | 1,269,446 |
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Loans secured by real estate: | 498,412 |
| Tier 1 Leverage Ratio | 10.18 |
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Commercial and industrial loans | 74,529 |
| Tier 1 Capital Ratio | 14.96 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.11 |
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Loans to individuals - Other | 194,760 |
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