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 SouthPoint Bank
SouthPoint Bank
| RSSD ID 3386536 | CERTIFICATE 58088 | ABA NUMBER 62006534 |
| 3501 Grandview Pkwy |
Quarter Ended : |
2025-12-31 |
| Birmingham, Alabama, 35243 |
Updated : |
2026-01-29 |
| www.southpoint.bank |
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| Institution Profile |
| Year Opened : |
2005 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
11 |
Number of Employees : |
125 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,564,295 |
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Total Interest Income | 104,807 |
| Total Liabilities | 1,446,560 |
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Total NonInterest Income | 9,461 |
| Total Bank Equity Capital | 117,735 |
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Total Interest Expense | 52,863 |
| Total Deposits | 1,436,668 |
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Total NonInterest Expense | 36,004 |
| Net Loans & Leases | 1,170,452 |
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Net Income | (8,323) |
| Loan Loss Allowance | 28,179 |
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Net Charge Offs | 20,985 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 126,613 |
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Total loans | 1,261,610 |
| Total assets for the leverage ratio | 1,564,657 |
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Loans secured by real estate: | 929,964 |
| Tier 1 Leverage Ratio | 7.12 |
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Commercial and industrial loans | 326,021 |
| Tier 1 Capital Ratio | 9.31 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 10.58 |
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Loans to individuals - Other | 5,618 |
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:· SouthPoint Bank
