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American Riviera Bank
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American Riviera Bank
| RSSD ID 3388482 | CERTIFICATE 58281 | ABA NUMBER 122244333 |
| 1033 Anacapa St |
Quarter Ended : |
2026-03-31 |
| Santa Barbara, California, 93101 |
Updated : |
2026-04-24 |
| www.americanriviera.bank |
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| Institution Profile |
| Year Opened : |
2006 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
144 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 1,422,849 |
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Total Interest Income | 17,006 |
| Total Liabilities | 1,278,791 |
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Total NonInterest Income | 1,176 |
| Total Bank Equity Capital | 144,058 |
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Total Interest Expense | 3,706 |
| Total Deposits | 1,268,061 |
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Total NonInterest Expense | 8,916 |
| Net Loans & Leases | 1,086,724 |
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Net Income | 4,208 |
| Loan Loss Allowance | 12,712 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 166,736 |
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Total loans | 1,089,710 |
| Total assets for the leverage ratio | 1,371,890 |
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Loans secured by real estate: | 992,011 |
| Tier 1 Leverage Ratio | 11.16 |
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Commercial and industrial loans | 75,838 |
| Tier 1 Capital Ratio | 12.69 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.82 |
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Loans to individuals - Other | 639 |
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