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 American Riviera Bank
American Riviera Bank
| RSSD ID 3388482 | CERTIFICATE 58281 | ABA NUMBER 122244333 |
| 1033 Anacapa St |
Quarter Ended : |
2025-12-31 |
| Santa Barbara, California, 93101 |
Updated : |
2026-01-28 |
| www.americanriviera.bank |
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| Institution Profile |
| Year Opened : |
2006 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
140 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,366,841 |
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Total Interest Income | 65,566 |
| Total Liabilities | 1,226,651 |
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Total NonInterest Income | 3,571 |
| Total Bank Equity Capital | 140,190 |
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Total Interest Expense | 16,646 |
| Total Deposits | 1,213,783 |
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Total NonInterest Expense | 33,793 |
| Net Loans & Leases | 1,069,007 |
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Net Income | 13,523 |
| Loan Loss Allowance | 12,689 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 162,908 |
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Total loans | 1,055,371 |
| Total assets for the leverage ratio | 1,414,076 |
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Loans secured by real estate: | 956,315 |
| Tier 1 Leverage Ratio | 10.55 |
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Commercial and industrial loans | 77,464 |
| Tier 1 Capital Ratio | 12.54 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.68 |
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Loans to individuals - Other | 525 |
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:· American Riviera Bank
