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 American Riviera Bank
American Riviera Bank
| RSSD ID 3388482 | CERTIFICATE 58281 | ABA NUMBER 122244333 |
| 1033 Anacapa St |
Quarter Ended : |
2025-09-30 |
| Santa Barbara, California, 93101 |
Updated : |
2025-10-24 |
| www.americanriviera.bank |
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| Institution Profile |
| Year Opened : |
2006 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
8 |
Number of Employees : |
142 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,421,889 |
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Total Interest Income | 47,788 |
| Total Liabilities | 1,287,604 |
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Total NonInterest Income | 2,688 |
| Total Bank Equity Capital | 134,285 |
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Total Interest Expense | 12,363 |
| Total Deposits | 1,274,796 |
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Total NonInterest Expense | 24,858 |
| Net Loans & Leases | 1,029,150 |
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Net Income | 8,707 |
| Loan Loss Allowance | 12,689 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 158,022 |
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Total loans | 1,031,749 |
| Total assets for the leverage ratio | 1,348,440 |
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Loans secured by real estate: | 932,456 |
| Tier 1 Leverage Ratio | 10.69 |
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Commercial and industrial loans | 93,246 |
| Tier 1 Capital Ratio | 12.56 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.77 |
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Loans to individuals - Other | 287 |
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:· American Riviera Bank
