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 1st Community Bank
1st Community Bank
| RSSD ID 338945 | CERTIFICATE 11706 | ABA NUMBER 71109037 |
| 407 3rd St |
Quarter Ended : |
2025-12-31 |
| Sherrard, Illinois, 61281 |
Updated : |
2026-01-28 |
| www.1stcommunitybanks.com |
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| Institution Profile |
| Year Opened : |
1910 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
2 |
Number of Employees : |
18 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 65,592 |
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Total Interest Income | 3,567 |
| Total Liabilities | 58,928 |
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Total NonInterest Income | 66 |
| Total Bank Equity Capital | 6,664 |
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Total Interest Expense | 658 |
| Total Deposits | 58,464 |
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Total NonInterest Expense | 2,329 |
| Net Loans & Leases | 45,572 |
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Net Income | 596 |
| Loan Loss Allowance | 437 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 45,164 |
| Total assets for the leverage ratio | 66,716 |
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Loans secured by real estate: | 27,205 |
| Tier 1 Leverage Ratio | 10.06 |
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Commercial and industrial loans | 2,700 |
| Off Balance Sheet Exposures (%) | 11.66 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,447 |
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:· 1st Community Bank
