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First Community Bank
First Community Bank
RSSD ID 339456 | CERTIFICATE 24353 | ABA NUMBER 114911807 |
416 N Water St |
Quarter Ended : |
2025-06-30 |
Corpus Christi, Texas, 78401 |
Updated : |
2025-07-28 |
www.fcbot.com |
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Institution Profile |
Year Opened : |
1983 |
Institution Type : |
Commercial bank |
Entity Type : |
State |
Federal Regulator : |
FDIC |
Member Federal Reserve : |
No |
S-Corp : |
Yes |
Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
Filing Type : |
041 |
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Specialization : |
Commercial Lending Specialization |
Number of Offices : |
14 |
Number of Employees : |
167 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 669,422 |
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Total Interest Income | 19,627 |
Total Liabilities | 602,109 |
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Total NonInterest Income | 2,269 |
Total Bank Equity Capital | 67,313 |
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Total Interest Expense | 4,608 |
Total Deposits | 597,684 |
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Total NonInterest Expense | 12,374 |
Net Loans & Leases | 459,960 |
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Net Income | 4,764 |
Loan Loss Allowance | 7,735 |
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Net Charge Offs | 82 |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Total capital | 84,405 |
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Total loans | 473,279 |
Total assets for the leverage ratio | 680,051 |
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Loans secured by real estate: | 413,761 |
Tier 1 Leverage Ratio | 11.53 |
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Commercial and industrial loans | 48,718 |
Tier 1 Capital Ratio | 16.37 |
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Loans to individuals - Credit Cards | 203 |
Total Capital Ratio | 17.63 |
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Loans to individuals - Other | 7,617 |
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