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Peoples State Bank
Peoples State Bank
| RSSD ID 340144 | CERTIFICATE 18569 | ABA NUMBER 75911616 |
| 1905 Stewart Ave |
Quarter Ended : |
2025-12-31 |
| Wausau, Wisconsin, 54401 |
Updated : |
2026-01-29 |
| Institution Profile |
| Year Opened : |
1962 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
12 |
Number of Employees : |
196 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 1,460,917 |
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Total Interest Income | 77,167 |
| Total Liabilities | 1,322,704 |
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Total NonInterest Income | 8,023 |
| Total Bank Equity Capital | 138,213 |
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Total Interest Expense | 31,019 |
| Total Deposits | 1,189,610 |
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Total NonInterest Expense | 35,244 |
| Net Loans & Leases | 1,096,035 |
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Net Income | 15,141 |
| Loan Loss Allowance | 12,605 |
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Net Charge Offs | 507 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 160,490 |
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Total loans | 1,107,688 |
| Total assets for the leverage ratio | 1,496,977 |
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Loans secured by real estate: | 958,560 |
| Tier 1 Leverage Ratio | 9.84 |
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Commercial and industrial loans | 133,739 |
| Tier 1 Capital Ratio | 13.46 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.66 |
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Loans to individuals - Other | 4,499 |
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