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 First Bank
First Bank
| RSSD ID 3401970 | CERTIFICATE 58481 | ABA NUMBER 31207924 |
| 2465 Kuser Rd |
Quarter Ended : |
2025-12-31 |
| Hamilton, New Jersey, 8690 |
Updated : |
2026-01-30 |
| www.myfirstbank.com |
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| Institution Profile |
| Year Opened : |
2007 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
26 |
Number of Employees : |
334 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 3,958,035 |
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Total Interest Income | 236,449 |
| Total Liabilities | 3,514,533 |
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Total NonInterest Income | 10,482 |
| Total Bank Equity Capital | 443,502 |
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Total Interest Expense | 98,627 |
| Total Deposits | 3,202,308 |
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Total NonInterest Expense | 79,162 |
| Net Loans & Leases | 3,247,841 |
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Net Income | 43,660 |
| Loan Loss Allowance | 45,384 |
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Net Charge Offs | 4,203 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 469,267 |
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Total loans | 3,338,838 |
| Total assets for the leverage ratio | 3,990,754 |
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Loans secured by real estate: | 2,591,212 |
| Tier 1 Leverage Ratio | 9.75 |
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Commercial and industrial loans | 742,912 |
| Tier 1 Capital Ratio | 10.67 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.87 |
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Loans to individuals - Other | 4,714 |
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:· First Bank
