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 21st Century Bank
21st Century Bank
| RSSD ID 340256 | CERTIFICATE 9751 | ABA NUMBER 91913685 |
| 699 N Medina St |
Quarter Ended : |
2025-12-31 |
| Loretto, Minnesota, 55357 |
Updated : |
2026-01-29 |
| www.21stcenturybank.com |
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| Institution Profile |
| Year Opened : |
1917 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
8 |
Number of Employees : |
62 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 875,946 |
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Total Interest Income | 46,902 |
| Total Liabilities | 788,707 |
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Total NonInterest Income | 1,163 |
| Total Bank Equity Capital | 87,239 |
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Total Interest Expense | 20,256 |
| Total Deposits | 658,596 |
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Total NonInterest Expense | 14,218 |
| Net Loans & Leases | 654,987 |
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Net Income | 9,304 |
| Loan Loss Allowance | 5,868 |
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Net Charge Offs | 83 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 100,354 |
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Total loans | 639,087 |
| Total assets for the leverage ratio | 878,649 |
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Loans secured by real estate: | 540,168 |
| Tier 1 Leverage Ratio | 10.7 |
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Commercial and industrial loans | 96,882 |
| Tier 1 Capital Ratio | 14.52 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.51 |
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Loans to individuals - Other | 177 |
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:· 21st Century Bank
