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 21st Century Bank
21st Century Bank
| RSSD ID 340256 | CERTIFICATE 9751 | ABA NUMBER 91913685 |
| 699 N Medina St |
Quarter Ended : |
2025-06-30 |
| Loretto, Minnesota, 55357 |
Updated : |
2025-07-29 |
| www.21stcenturybank.com |
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| Institution Profile |
| Year Opened : |
1917 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
8 |
Number of Employees : |
59 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 819,407 |
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Total Interest Income | 22,298 |
| Total Liabilities | 740,748 |
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Total NonInterest Income | 311 |
| Total Bank Equity Capital | 78,659 |
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Total Interest Expense | 9,969 |
| Total Deposits | 624,361 |
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Total NonInterest Expense | 7,350 |
| Net Loans & Leases | 608,747 |
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Net Income | 3,484 |
| Loan Loss Allowance | 5,767 |
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Net Charge Offs | 84 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 94,180 |
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Total loans | 614,926 |
| Total assets for the leverage ratio | 829,843 |
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Loans secured by real estate: | 511,302 |
| Tier 1 Leverage Ratio | 10.62 |
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Commercial and industrial loans | 101,796 |
| Tier 1 Capital Ratio | 15.19 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.22 |
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Loans to individuals - Other | 118 |
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:· 21st Century Bank
