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 21st Century Bank
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21st Century Bank
| RSSD ID 340256 | CERTIFICATE 9751 | ABA NUMBER 91913685 |
| 699 N Medina St |
Quarter Ended : |
2026-06-30 |
| Loretto, Minnesota, 55357 |
Updated : |
2026-07-24 |
| www.21stcb.com |
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| Institution Profile |
| Year Opened : |
1917 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
8 |
Number of Employees : |
64 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 894,830 |
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Total Interest Income | 25,610 |
| Total Liabilities | 812,165 |
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Total NonInterest Income | 222 |
| Total Bank Equity Capital | 82,665 |
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Total Interest Expense | 9,901 |
| Total Deposits | 658,782 |
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Total NonInterest Expense | 7,940 |
| Net Loans & Leases | 666,623 |
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Net Income | 5,817 |
| Loan Loss Allowance | 6,083 |
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Net Charge Offs | 350 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 102,037 |
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Total loans | 669,179 |
| Total assets for the leverage ratio | 896,763 |
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Loans secured by real estate: | 567,802 |
| Tier 1 Leverage Ratio | 10.66 |
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Commercial and industrial loans | 99,337 |
| Tier 1 Capital Ratio | 14.71 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.7 |
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Loans to individuals - Other | 491 |
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:· 21st Century Bank
