|
 |
|
|
 21st Century Bank
21st Century Bank
| RSSD ID 340256 | CERTIFICATE 9751 | ABA NUMBER 91913685 |
| 699 N Medina St |
Quarter Ended : |
2025-09-30 |
| Loretto, Minnesota, 55357 |
Updated : |
2025-10-30 |
| www.21stcenturybank.com |
|
| Institution Profile |
| Year Opened : |
1917 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
8 |
Number of Employees : |
60 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 864,569 |
|
Total Interest Income | 34,335 |
| Total Liabilities | 780,553 |
|
Total NonInterest Income | 449 |
| Total Bank Equity Capital | 84,016 |
|
Total Interest Expense | 15,176 |
| Total Deposits | 664,011 |
|
Total NonInterest Expense | 10,772 |
| Net Loans & Leases | 627,459 |
|
Net Income | 6,002 |
| Loan Loss Allowance | 5,767 |
|
Net Charge Offs | 84 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 96,448 |
|
Total loans | 629,166 |
| Total assets for the leverage ratio | 851,014 |
|
Loans secured by real estate: | 533,596 |
| Tier 1 Leverage Ratio | 10.66 |
|
Commercial and industrial loans | 100,209 |
| Tier 1 Capital Ratio | 14.62 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.55 |
|
Loans to individuals - Other | 222 |
|
|
|
|
:· 21st Century Bank
