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 First Commerce Bank
First Commerce Bank
| RSSD ID 3404373 | CERTIFICATE 58054 | ABA NUMBER 21214082 |
| 105 River Ave |
Quarter Ended : |
2025-12-31 |
| Lakewood, New Jersey, 8701 |
Updated : |
2026-01-30 |
| www.firstcommercebk.com |
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| Institution Profile |
| Year Opened : |
2006 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
11 |
Number of Employees : |
166 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,794,322 |
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Total Interest Income | 91,632 |
| Total Liabilities | 1,620,311 |
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Total NonInterest Income | 3,367 |
| Total Bank Equity Capital | 174,011 |
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Total Interest Expense | 49,852 |
| Total Deposits | 1,344,819 |
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Total NonInterest Expense | 32,545 |
| Net Loans & Leases | 1,402,683 |
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Net Income | 8,522 |
| Loan Loss Allowance | 16,019 |
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Net Charge Offs | 89 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 191,074 |
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Total loans | 1,400,426 |
| Total assets for the leverage ratio | 1,718,566 |
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Loans secured by real estate: | 1,405,905 |
| Tier 1 Leverage Ratio | 10.14 |
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Commercial and industrial loans | 31,115 |
| Tier 1 Capital Ratio | 11.23 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.32 |
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Loans to individuals - Other | 504 |
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:· First Commerce Bank
