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 Providence Bank
Providence Bank
| RSSD ID 3404506 | CERTIFICATE 58239 | ABA NUMBER 53112657 |
| 450 N Winstead Ave |
Quarter Ended : |
2025-12-31 |
| Rocky Mount, North Carolina, 27804 |
Updated : |
2026-01-29 |
| www.pbknc.com |
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| Institution Profile |
| Year Opened : |
2006 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
10 |
Number of Employees : |
97 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,404,866 |
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Total Interest Income | 88,022 |
| Total Liabilities | 1,225,462 |
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Total NonInterest Income | 2,226 |
| Total Bank Equity Capital | 179,404 |
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Total Interest Expense | 35,279 |
| Total Deposits | 1,188,529 |
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Total NonInterest Expense | 23,234 |
| Net Loans & Leases | 1,169,753 |
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Net Income | 24,585 |
| Loan Loss Allowance | 10,493 |
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Net Charge Offs | 134 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 181,243 |
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Total loans | 1,179,778 |
| Total assets for the leverage ratio | 1,385,603 |
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Loans secured by real estate: | 1,074,225 |
| Tier 1 Leverage Ratio | 12.28 |
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Commercial and industrial loans | 78,326 |
| Tier 1 Capital Ratio | 13.33 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.2 |
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Loans to individuals - Other | 24,203 |
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:· Providence Bank
