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 Providence Bank
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Providence Bank
| RSSD ID 3404506 | CERTIFICATE 58239 | ABA NUMBER 53112657 |
| 450 N Winstead Ave |
Quarter Ended : |
2026-06-30 |
| Rocky Mount, North Carolina, 27804 |
Updated : |
2026-07-15 |
| www.pbknc.com |
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| Institution Profile |
| Year Opened : |
2006 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
10 |
Number of Employees : |
96 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,514,517 |
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Total Interest Income | 45,220 |
| Total Liabilities | 1,328,000 |
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Total NonInterest Income | 1,015 |
| Total Bank Equity Capital | 186,517 |
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Total Interest Expense | 16,886 |
| Total Deposits | 1,292,956 |
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Total NonInterest Expense | 12,174 |
| Net Loans & Leases | 1,249,314 |
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Net Income | 13,108 |
| Loan Loss Allowance | 10,891 |
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Net Charge Offs | 6 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 1,227,697 |
| Total assets for the leverage ratio | 1,466,258 |
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Loans secured by real estate: | 1,123,902 |
| Tier 1 Leverage Ratio | 12.21 |
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Commercial and industrial loans | 77,442 |
| Off Balance Sheet Exposures (%) | 16.07 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 23,137 |
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:· Providence Bank
