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Bank of Lexington, Inc.
Bank of Lexington, Inc.
| RSSD ID 3410141 | CERTIFICATE 58164 | ABA NUMBER 42108517 |
| 761 Corporate Dr |
Quarter Ended : |
2025-12-31 |
| Lexington, Kentucky, 40503 |
Updated : |
2026-01-22 |
| www.bankoflexington.net |
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| Institution Profile |
| Year Opened : |
2006 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
47 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 401,098 |
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Total Interest Income | 22,898 |
| Total Liabilities | 357,981 |
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Total NonInterest Income | 1,109 |
| Total Bank Equity Capital | 43,117 |
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Total Interest Expense | 7,436 |
| Total Deposits | 349,714 |
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Total NonInterest Expense | 8,667 |
| Net Loans & Leases | 310,764 |
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Net Income | 5,921 |
| Loan Loss Allowance | 1,701 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 45,960 |
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Total loans | 308,132 |
| Total assets for the leverage ratio | 424,893 |
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Loans secured by real estate: | 297,876 |
| Tier 1 Leverage Ratio | 10.4 |
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Commercial and industrial loans | 9,715 |
| Tier 1 Capital Ratio | 16.56 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 17.22 |
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Loans to individuals - Other | 627 |
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