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 Walden Savings Bank
Walden Savings Bank
| RSSD ID 341310 | CERTIFICATE 15987 | ABA NUMBER 221971316 |
| 15 Scotts Corner Dr |
Quarter Ended : |
2025-12-31 |
| Montgomery, New York, 12549 |
Updated : |
2026-01-27 |
| www.waldensavings.bank |
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| Institution Profile |
| Year Opened : |
1872 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
11 |
Number of Employees : |
131 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 968,287 |
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Total Interest Income | 44,568 |
| Total Liabilities | 879,908 |
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Total NonInterest Income | 6,470 |
| Total Bank Equity Capital | 88,379 |
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Total Interest Expense | 11,080 |
| Total Deposits | 820,016 |
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Total NonInterest Expense | 26,948 |
| Net Loans & Leases | 734,101 |
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Net Income | 9,554 |
| Loan Loss Allowance | 8,029 |
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Net Charge Offs | 62 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 105,853 |
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Total loans | 727,524 |
| Total assets for the leverage ratio | 960,496 |
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Loans secured by real estate: | 641,445 |
| Tier 1 Leverage Ratio | 10.16 |
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Commercial and industrial loans | 83,966 |
| Tier 1 Capital Ratio | 14.82 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.07 |
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Loans to individuals - Other | 2,113 |
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:· Walden Savings Bank
