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 Walden Savings Bank
Walden Savings Bank
| RSSD ID 341310 | CERTIFICATE 15987 | ABA NUMBER 221971316 |
| 15 Scotts Corner Dr |
Quarter Ended : |
2025-06-30 |
| Montgomery, New York, 12549 |
Updated : |
2025-07-29 |
| www.waldensavings.bank |
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| Institution Profile |
| Year Opened : |
1872 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
11 |
Number of Employees : |
138 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 944,950 |
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Total Interest Income | 21,680 |
| Total Liabilities | 864,524 |
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Total NonInterest Income | 2,971 |
| Total Bank Equity Capital | 80,426 |
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Total Interest Expense | 5,646 |
| Total Deposits | 802,872 |
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Total NonInterest Expense | 13,099 |
| Net Loans & Leases | 692,945 |
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Net Income | 4,859 |
| Loan Loss Allowance | 7,621 |
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Net Charge Offs | (25) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 100,792 |
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Total loans | 687,264 |
| Total assets for the leverage ratio | 945,396 |
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Loans secured by real estate: | 604,938 |
| Tier 1 Leverage Ratio | 9.83 |
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Commercial and industrial loans | 80,141 |
| Tier 1 Capital Ratio | 14.76 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.01 |
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Loans to individuals - Other | 2,186 |
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:· Walden Savings Bank
