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 Walden Savings Bank
Walden Savings Bank
| RSSD ID 341310 | CERTIFICATE 15987 | ABA NUMBER 221971316 |
| 15 Scotts Corner Dr |
Quarter Ended : |
2025-09-30 |
| Montgomery, New York, 12549 |
Updated : |
2025-10-30 |
| www.waldensavings.bank |
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| Institution Profile |
| Year Opened : |
1872 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
11 |
Number of Employees : |
136 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 956,807 |
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Total Interest Income | 33,018 |
| Total Liabilities | 872,084 |
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Total NonInterest Income | 4,689 |
| Total Bank Equity Capital | 84,723 |
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Total Interest Expense | 8,412 |
| Total Deposits | 808,352 |
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Total NonInterest Expense | 20,051 |
| Net Loans & Leases | 708,504 |
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Net Income | 7,379 |
| Loan Loss Allowance | 7,819 |
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Net Charge Offs | (35) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 103,440 |
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Total loans | 706,314 |
| Total assets for the leverage ratio | 957,198 |
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Loans secured by real estate: | 625,808 |
| Tier 1 Leverage Ratio | 9.97 |
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Commercial and industrial loans | 78,468 |
| Tier 1 Capital Ratio | 14.92 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.18 |
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Loans to individuals - Other | 2,038 |
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:· Walden Savings Bank
