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 Phelps County Bank
Phelps County Bank
| RSSD ID 342054 | CERTIFICATE 18841 | ABA NUMBER 81501049 |
| 718 N Pine St |
Quarter Ended : |
2025-03-31 |
| Rolla, Missouri, 65401 |
Updated : |
2025-04-30 |
| www.mypcb.com |
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| Institution Profile |
| Year Opened : |
1963 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
123 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 535,093 |
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Total Interest Income | 6,767 |
| Total Liabilities | 493,615 |
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Total NonInterest Income | 1,170 |
| Total Bank Equity Capital | 41,478 |
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Total Interest Expense | 1,342 |
| Total Deposits | 458,562 |
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Total NonInterest Expense | 4,545 |
| Net Loans & Leases | 406,700 |
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Net Income | 1,990 |
| Loan Loss Allowance | 3,968 |
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Net Charge Offs | 19 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 54,830 |
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Total loans | 405,963 |
| Total assets for the leverage ratio | 523,586 |
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Loans secured by real estate: | 371,761 |
| Tier 1 Leverage Ratio | 9.69 |
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Commercial and industrial loans | 20,747 |
| Tier 1 Capital Ratio | 14.03 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.17 |
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Loans to individuals - Other | 7,995 |
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:· Phelps County Bank
