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 River Bank & Trust
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River Bank & Trust
| RSSD ID 3437157 | CERTIFICATE 58255 | ABA NUMBER 62206567 |
| 2611 Legends Dr |
Quarter Ended : |
2026-06-30 |
| Prattville, Alabama, 36066 |
Updated : |
2026-07-15 |
| www.riverbankandtrust.com |
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| Institution Profile |
| Year Opened : |
2006 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
25 |
Number of Employees : |
394 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 4,017,745 |
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Total Interest Income | 104,596 |
| Total Liabilities | 3,662,611 |
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Total NonInterest Income | 11,592 |
| Total Bank Equity Capital | 355,134 |
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Total Interest Expense | 35,279 |
| Total Deposits | 3,506,396 |
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Total NonInterest Expense | 38,384 |
| Net Loans & Leases | 2,802,237 |
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Net Income | 29,152 |
| Loan Loss Allowance | 39,757 |
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Net Charge Offs | 280 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 400,766 |
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Total loans | 2,787,289 |
| Total assets for the leverage ratio | 3,947,561 |
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Loans secured by real estate: | 2,318,871 |
| Tier 1 Leverage Ratio | 9.23 |
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Commercial and industrial loans | 324,757 |
| Tier 1 Capital Ratio | 12.57 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.82 |
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Loans to individuals - Other | 49,563 |
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:· River Bank & Trust
