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 River Bank & Trust
River Bank & Trust
| RSSD ID 3437157 | CERTIFICATE 58255 | ABA NUMBER 62206567 |
| 2611 Legends Dr |
Quarter Ended : |
2025-12-31 |
| Prattville, Alabama, 36066 |
Updated : |
2026-01-20 |
| www.riverbankandtrust.com |
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| Institution Profile |
| Year Opened : |
2006 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
23 |
Number of Employees : |
377 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 3,787,364 |
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Total Interest Income | 197,611 |
| Total Liabilities | 3,448,303 |
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Total NonInterest Income | 20,678 |
| Total Bank Equity Capital | 339,061 |
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Total Interest Expense | 74,270 |
| Total Deposits | 3,328,254 |
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Total NonInterest Expense | 69,855 |
| Net Loans & Leases | 2,677,505 |
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Net Income | 43,773 |
| Loan Loss Allowance | 36,012 |
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Net Charge Offs | 3,322 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 378,261 |
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Total loans | 2,664,933 |
| Total assets for the leverage ratio | 3,837,205 |
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Loans secured by real estate: | 2,201,031 |
| Tier 1 Leverage Ratio | 8.97 |
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Commercial and industrial loans | 308,849 |
| Tier 1 Capital Ratio | 12.58 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.83 |
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Loans to individuals - Other | 52,703 |
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:· River Bank & Trust
