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Metro City Bank
Metro City Bank
RSSD ID 3437456 | CERTIFICATE 58181 | ABA NUMBER 61120686 |
5114 Buford Hwy Ne |
Quarter Ended : |
2025-06-30 |
Doraville, Georgia, 30340 |
Updated : |
2025-07-28 |
www.metrocitybank.bank |
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Institution Profile |
Year Opened : |
2006 |
Institution Type : |
Commercial bank |
Entity Type : |
State |
Federal Regulator : |
FDIC |
Member Federal Reserve : |
No |
S-Corp : |
No |
Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
Filing Type : |
041 |
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Specialization : |
Mortgage Lending Specialization |
Number of Offices : |
20 |
Number of Employees : |
234 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 3,609,416 |
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Total Interest Income | 106,568 |
Total Liabilities | 3,175,888 |
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Total NonInterest Income | 11,140 |
Total Bank Equity Capital | 433,528 |
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Total Interest Expense | 43,870 |
Total Deposits | 2,724,147 |
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Total NonInterest Expense | 27,912 |
Net Loans & Leases | 3,105,459 |
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Net Income | 33,220 |
Loan Loss Allowance | 18,748 |
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Net Charge Offs | 230 |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Total capital | 446,885 |
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Total loans | 3,149,909 |
Total assets for the leverage ratio | 3,613,413 |
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Loans secured by real estate: | 3,077,891 |
Tier 1 Leverage Ratio | 11.84 |
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Commercial and industrial loans | 72,019 |
Tier 1 Capital Ratio | 19.79 |
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Loans to individuals - Credit Cards | 0 |
Total Capital Ratio | 20.67 |
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Loans to individuals - Other | 0 |
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