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 Metro City Bank
Metro City Bank
| RSSD ID 3437456 | CERTIFICATE 58181 | ABA NUMBER 61120686 |
| 5114 Buford Hwy Ne |
Quarter Ended : |
2025-12-31 |
| Doraville, Georgia, 30340 |
Updated : |
2026-01-30 |
| www.metrocitybank.bank |
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| Institution Profile |
| Year Opened : |
2006 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
31 |
Number of Employees : |
316 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 4,713,542 |
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Total Interest Income | 220,827 |
| Total Liabilities | 4,224,125 |
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Total NonInterest Income | 25,102 |
| Total Bank Equity Capital | 489,417 |
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Total Interest Expense | 90,438 |
| Total Deposits | 3,672,862 |
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Total NonInterest Expense | 63,021 |
| Net Loans & Leases | 4,025,905 |
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Net Income | 68,908 |
| Loan Loss Allowance | 27,843 |
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Net Charge Offs | 451 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 499,753 |
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Total loans | 4,229,572 |
| Total assets for the leverage ratio | 4,790,722 |
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Loans secured by real estate: | 4,132,260 |
| Tier 1 Leverage Ratio | 9.84 |
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Commercial and industrial loans | 96,956 |
| Tier 1 Capital Ratio | 15.84 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.78 |
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Loans to individuals - Other | 357 |
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:· Metro City Bank
