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 Adams Community Bank
Adams Community Bank
| RSSD ID 343903 | CERTIFICATE 90140 | ABA NUMBER 211871523 |
| 2 Center St |
Quarter Ended : |
2025-06-30 |
| Adams, Massachusetts, 01220 |
Updated : |
2025-07-29 |
| www.adamscommunity.com |
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| Institution Profile |
| Year Opened : |
1869 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
10 |
Number of Employees : |
118 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,044,490 |
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Total Interest Income | 22,667 |
| Total Liabilities | 944,646 |
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Total NonInterest Income | 1,587 |
| Total Bank Equity Capital | 99,844 |
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Total Interest Expense | 10,453 |
| Total Deposits | 807,699 |
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Total NonInterest Expense | 10,531 |
| Net Loans & Leases | 868,416 |
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Net Income | 2,462 |
| Loan Loss Allowance | 5,176 |
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Net Charge Offs | 108 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 105,088 |
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Total loans | 871,440 |
| Total assets for the leverage ratio | 1,043,182 |
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Loans secured by real estate: | 845,183 |
| Tier 1 Leverage Ratio | 9.58 |
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Commercial and industrial loans | 14,752 |
| Tier 1 Capital Ratio | 15.23 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.02 |
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Loans to individuals - Other | 7,156 |
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:· Adams Community Bank
