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 Adams Community Bank
Adams Community Bank
| RSSD ID 343903 | CERTIFICATE 90140 | ABA NUMBER 211871523 |
| 2 Center St |
Quarter Ended : |
2025-09-30 |
| Adams, Massachusetts, 1220 |
Updated : |
2025-10-15 |
| www.adamscommunity.com |
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| Institution Profile |
| Year Opened : |
1869 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
10 |
Number of Employees : |
116 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,034,505 |
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Total Interest Income | 34,307 |
| Total Liabilities | 932,072 |
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Total NonInterest Income | 2,569 |
| Total Bank Equity Capital | 102,433 |
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Total Interest Expense | 15,723 |
| Total Deposits | 825,156 |
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Total NonInterest Expense | 15,732 |
| Net Loans & Leases | 860,663 |
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Net Income | 3,997 |
| Loan Loss Allowance | 5,296 |
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Net Charge Offs | 104 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 106,744 |
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Total loans | 873,016 |
| Total assets for the leverage ratio | 1,046,101 |
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Loans secured by real estate: | 847,866 |
| Tier 1 Leverage Ratio | 9.7 |
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Commercial and industrial loans | 13,975 |
| Tier 1 Capital Ratio | 15.68 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.5 |
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Loans to individuals - Other | 7,029 |
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:· Adams Community Bank
