|
 |
|
|
 Magnolia State Bank
Magnolia State Bank
| RSSD ID 34434 | CERTIFICATE 22081 | ABA NUMBER 65302468 |
| 28 Highway 528 |
Quarter Ended : |
2025-06-30 |
| Bay Springs, Mississippi, 39422 |
Updated : |
2025-07-21 |
| Institution Profile |
| Year Opened : |
1975 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Employees : |
88 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 465,611 |
|
Total Interest Income | 12,365 |
| Total Liabilities | 420,228 |
|
Total NonInterest Income | 1,294 |
| Total Bank Equity Capital | 45,383 |
|
Total Interest Expense | 3,587 |
| Total Deposits | 414,509 |
|
Total NonInterest Expense | 14,208 |
| Net Loans & Leases | 354,925 |
|
Net Income | (4,560) |
| Loan Loss Allowance | 3,205 |
|
Net Charge Offs | 209 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 52,134 |
|
Total loans | 351,354 |
| Total assets for the leverage ratio | 480,779 |
|
Loans secured by real estate: | 297,231 |
| Tier 1 Leverage Ratio | 10.08 |
|
Commercial and industrial loans | 31,003 |
| Tier 1 Capital Ratio | 13.96 |
|
Loans to individuals - Credit Cards | 1,590 |
| Total Capital Ratio | 15.01 |
|
Loans to individuals - Other | 16,385 |
|
|
|
|
:· Magnolia State Bank
