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 River City Bank
River City Bank
| RSSD ID 3445901 | CERTIFICATE 58289 | ABA NUMBER 61120770 |
| 228 N 2nd Ave Sw |
Quarter Ended : |
2025-09-30 |
| Rome, Georgia, 30165 |
Updated : |
2025-10-30 |
| www.rivercity.bank |
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| Institution Profile |
| Year Opened : |
2006 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
53 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 412,726 |
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Total Interest Income | 16,903 |
| Total Liabilities | 378,135 |
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Total NonInterest Income | 3,016 |
| Total Bank Equity Capital | 34,591 |
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Total Interest Expense | 4,672 |
| Total Deposits | 375,402 |
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Total NonInterest Expense | 8,764 |
| Net Loans & Leases | 291,775 |
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Net Income | 4,785 |
| Loan Loss Allowance | 4,036 |
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Net Charge Offs | 22 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 41,029 |
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Total loans | 288,578 |
| Total assets for the leverage ratio | 388,905 |
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Loans secured by real estate: | 256,009 |
| Tier 1 Leverage Ratio | 9.6 |
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Commercial and industrial loans | 27,506 |
| Tier 1 Capital Ratio | 12.68 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.93 |
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Loans to individuals - Other | 6,807 |
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:· River City Bank
