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 River City Bank
River City Bank
| RSSD ID 3445901 | CERTIFICATE 58289 | ABA NUMBER 61120770 |
| 228 N 2nd Ave Sw |
Quarter Ended : |
2025-12-31 |
| Rome, Georgia, 30165 |
Updated : |
2026-01-29 |
| www.rivercity.bank |
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| Institution Profile |
| Year Opened : |
2006 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
54 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 397,955 |
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Total Interest Income | 23,011 |
| Total Liabilities | 361,874 |
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Total NonInterest Income | 3,747 |
| Total Bank Equity Capital | 36,081 |
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Total Interest Expense | 6,389 |
| Total Deposits | 358,669 |
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Total NonInterest Expense | 12,502 |
| Net Loans & Leases | 298,584 |
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Net Income | 5,985 |
| Loan Loss Allowance | 4,049 |
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Net Charge Offs | 9 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 42,383 |
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Total loans | 295,610 |
| Total assets for the leverage ratio | 401,217 |
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Loans secured by real estate: | 259,985 |
| Tier 1 Leverage Ratio | 9.63 |
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Commercial and industrial loans | 31,145 |
| Tier 1 Capital Ratio | 12.94 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.19 |
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Loans to individuals - Other | 6,323 |
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:· River City Bank
