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 River City Bank
River City Bank
| RSSD ID 3445901 | CERTIFICATE 58289 | ABA NUMBER 61120770 |
| 228 N 2nd Ave Sw |
Quarter Ended : |
2025-03-31 |
| Rome, Georgia, 30165 |
Updated : |
2025-04-30 |
| www.rivercity.bank |
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| Institution Profile |
| Year Opened : |
2006 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
55 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 369,593 |
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Total Interest Income | 5,368 |
| Total Liabilities | 338,947 |
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Total NonInterest Income | 960 |
| Total Bank Equity Capital | 30,646 |
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Total Interest Expense | 1,409 |
| Total Deposits | 335,462 |
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Total NonInterest Expense | 2,775 |
| Net Loans & Leases | 274,562 |
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Net Income | 1,473 |
| Loan Loss Allowance | 3,778 |
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Net Charge Offs | 31 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 37,454 |
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Total loans | 269,392 |
| Total assets for the leverage ratio | 359,970 |
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Loans secured by real estate: | 236,435 |
| Tier 1 Leverage Ratio | 9.44 |
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Commercial and industrial loans | 29,665 |
| Tier 1 Capital Ratio | 12.29 |
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Loans to individuals - Credit Cards | 5 |
| Total Capital Ratio | 13.54 |
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Loans to individuals - Other | 5,069 |
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:· River City Bank
