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 Perennial Bank
Perennial Bank
| RSSD ID 344852 | CERTIFICATE 1413 | ABA NUMBER 91911302 |
| 318 N 1st St |
Quarter Ended : |
2025-12-31 |
| Darwin, Minnesota, 55324 |
Updated : |
2026-01-29 |
| www.perennialbank.com |
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| Institution Profile |
| Year Opened : |
1914 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
4 |
Number of Employees : |
18 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 156,675 |
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Total Interest Income | 5,879 |
| Total Liabilities | 144,193 |
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Total NonInterest Income | 355 |
| Total Bank Equity Capital | 12,482 |
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Total Interest Expense | 1,697 |
| Total Deposits | 143,439 |
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Total NonInterest Expense | 2,781 |
| Net Loans & Leases | 61,713 |
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Net Income | 1,442 |
| Loan Loss Allowance | 833 |
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Net Charge Offs | 36 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 15,565 |
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Total loans | 62,582 |
| Total assets for the leverage ratio | 157,628 |
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Loans secured by real estate: | 41,619 |
| Tier 1 Leverage Ratio | 9.36 |
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Commercial and industrial loans | 10,426 |
| Tier 1 Capital Ratio | 22.96 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 24.21 |
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Loans to individuals - Other | 6,527 |
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:· Perennial Bank
