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Chelsea Groton Bank
Chelsea Groton Bank
RSSD ID 345309 | CERTIFICATE 18238 | ABA NUMBER 211173357 |
904 Poquonnock Rd |
Quarter Ended : |
2025-06-30 |
Groton, Connecticut, 06340 |
Updated : |
2025-07-29 |
www.chelseagroton.com |
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Institution Profile |
Year Opened : |
1854 |
Institution Type : |
Stock and Mutual Savings bank |
Entity Type : |
State |
Federal Regulator : |
FDIC |
Member Federal Reserve : |
No |
S-Corp : |
No |
Fiduciary Powers : |
No |
Powers Exercised : |
No |
Filing Type : |
041 |
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Specialization : |
Mortgage Lending Specialization |
Number of Offices : |
14 |
Number of Employees : |
220 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 1,727,186 |
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Total Interest Income | 36,209 |
Total Liabilities | 1,472,490 |
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Total NonInterest Income | 8,959 |
Total Bank Equity Capital | 254,696 |
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Total Interest Expense | 8,480 |
Total Deposits | 1,182,685 |
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Total NonInterest Expense | 20,932 |
Net Loans & Leases | 1,247,634 |
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Net Income | 13,995 |
Loan Loss Allowance | 11,492 |
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Net Charge Offs | 39 |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Total capital | 284,355 |
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Total loans | 1,268,998 |
Total assets for the leverage ratio | 1,747,012 |
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Loans secured by real estate: | 1,195,048 |
Tier 1 Leverage Ratio | 15.61 |
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Commercial and industrial loans | 70,215 |
Tier 1 Capital Ratio | 20.66 |
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Loans to individuals - Credit Cards | 0 |
Total Capital Ratio | 21.54 |
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Loans to individuals - Other | 1,707 |
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