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 Pinnacle Bank
Pinnacle Bank
| RSSD ID 3455227 | CERTIFICATE 58297 | ABA NUMBER 121144340 |
| 7597 Monterey St |
Quarter Ended : |
2025-09-30 |
| Gilroy, California, 95020 |
Updated : |
2025-11-05 |
| www.pinnacle.bank |
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| Institution Profile |
| Year Opened : |
2006 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
89 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 905,733 |
|
Total Interest Income | 36,680 |
| Total Liabilities | 800,190 |
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Total NonInterest Income | 1,299 |
| Total Bank Equity Capital | 105,543 |
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Total Interest Expense | 10,185 |
| Total Deposits | 784,977 |
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Total NonInterest Expense | 18,743 |
| Net Loans & Leases | 556,403 |
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Net Income | 5,163 |
| Loan Loss Allowance | 8,922 |
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Net Charge Offs | 430 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 114,941 |
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Total loans | 564,129 |
| Total assets for the leverage ratio | 899,892 |
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Loans secured by real estate: | 508,977 |
| Tier 1 Leverage Ratio | 11.87 |
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Commercial and industrial loans | 54,988 |
| Tier 1 Capital Ratio | 16.5 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 17.76 |
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Loans to individuals - Other | 189 |
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:· Pinnacle Bank
