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 First State Bank of St. Charles, Missouri
First State Bank of St. Charles, Missouri
| RSSD ID 345756 | CERTIFICATE 12219 | ABA NUMBER 81000993 |
| 206 N 5th St |
Quarter Ended : |
2025-03-31 |
| St. Charles, Missouri, 63301 |
Updated : |
2025-04-30 |
| www.fsbfinancial.com |
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| Institution Profile |
| Year Opened : |
1867 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
177 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 542,640 |
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Total Interest Income | 6,991 |
| Total Liabilities | 461,578 |
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Total NonInterest Income | 4,186 |
| Total Bank Equity Capital | 81,062 |
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Total Interest Expense | 2,498 |
| Total Deposits | 400,215 |
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Total NonInterest Expense | 7,399 |
| Net Loans & Leases | 418,032 |
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Net Income | 995 |
| Loan Loss Allowance | 6,624 |
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Net Charge Offs | (1) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 90,291 |
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Total loans | 441,853 |
| Total assets for the leverage ratio | 530,542 |
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Loans secured by real estate: | 404,647 |
| Tier 1 Leverage Ratio | 15.79 |
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Commercial and industrial loans | 34,970 |
| Tier 1 Capital Ratio | 16.03 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 17.28 |
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Loans to individuals - Other | 775 |
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:· First State Bank of St. Charles, Missouri
