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Century Next Bank
Century Next Bank
RSSD ID 345877 | CERTIFICATE 29700 | ABA NUMBER 311170250 |
505 N Vienna St |
Quarter Ended : |
2025-03-31 |
Ruston, Louisiana, 71270 |
Updated : |
2025-04-24 |
www.cnext.bank |
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Institution Profile |
Year Opened : |
1905 |
Institution Type : |
Savings bank |
Entity Type : |
Federal |
Federal Regulator : |
OCC |
Member Federal Reserve : |
No |
S-Corp : |
No |
Fiduciary Powers : |
No |
Powers Exercised : |
No |
Filing Type : |
051 |
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Specialization : |
Commercial Lending Specialization |
Number of Offices : |
7 |
Number of Employees : |
109 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 909,382 |
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Total Interest Income | 12,607 |
Total Liabilities | 815,257 |
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Total NonInterest Income | 771 |
Total Bank Equity Capital | 94,125 |
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Total Interest Expense | 3,402 |
Total Deposits | 807,441 |
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Total NonInterest Expense | 5,401 |
Net Loans & Leases | 615,251 |
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Net Income | 3,553 |
Loan Loss Allowance | 6,627 |
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Net Charge Offs | (15) |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Community Bank Leverage Ratio | Yes |
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Total loans | 614,650 |
Total assets for the leverage ratio | 893,008 |
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Loans secured by real estate: | 531,684 |
Tier 1 Leverage Ratio | 10.26 |
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Commercial and industrial loans | 71,219 |
Off Balance Sheet Exposures (%) | 5.75 |
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Loans to individuals - Credit Cards | 0 |
Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 11,470 |
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