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 Century Next Bank
Century Next Bank
| RSSD ID 345877 | CERTIFICATE 29700 | ABA NUMBER 311170250 |
| 505 N Vienna St |
Quarter Ended : |
2025-09-30 |
| Ruston, Louisiana, 71270 |
Updated : |
2025-10-27 |
| www.cnext.bank |
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| Institution Profile |
| Year Opened : |
1905 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
115 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 903,786 |
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Total Interest Income | 39,360 |
| Total Liabilities | 801,225 |
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Total NonInterest Income | 2,832 |
| Total Bank Equity Capital | 102,561 |
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Total Interest Expense | 10,220 |
| Total Deposits | 792,885 |
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Total NonInterest Expense | 16,377 |
| Net Loans & Leases | 622,922 |
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Net Income | 11,977 |
| Loan Loss Allowance | 6,908 |
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Net Charge Offs | 192 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 626,065 |
| Total assets for the leverage ratio | 907,260 |
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Loans secured by real estate: | 555,258 |
| Tier 1 Leverage Ratio | 10.9 |
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Commercial and industrial loans | 57,722 |
| Off Balance Sheet Exposures (%) | 5.97 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 13,758 |
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:· sec banks :· Century Next Bank
