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Austin County State Bank
Austin County State Bank
| RSSD ID 3463875 | CERTIFICATE 58484 | ABA NUMBER 113125555 |
| 436 S Front St |
Quarter Ended : |
2025-12-31 |
| Bellville, Texas, 77418 |
Updated : |
2026-01-28 |
| Institution Profile |
| Year Opened : |
2007 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
64 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 478,154 |
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Total Interest Income | 28,697 |
| Total Liabilities | 430,633 |
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Total NonInterest Income | 1,329 |
| Total Bank Equity Capital | 47,493 |
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Total Interest Expense | 7,544 |
| Total Deposits | 426,445 |
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Total NonInterest Expense | 11,758 |
| Net Loans & Leases | 360,459 |
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Net Income | 9,214 |
| Loan Loss Allowance | 5,918 |
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Net Charge Offs | 958 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 357,348 |
| Total assets for the leverage ratio | 469,853 |
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Loans secured by real estate: | 239,085 |
| Tier 1 Leverage Ratio | 10.18 |
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Commercial and industrial loans | 80,530 |
| Off Balance Sheet Exposures (%) | 0 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 3,648 |
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