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 First National Bank of South Padre Island
First National Bank of South Padre Island
| RSSD ID 346566 | CERTIFICATE 24902 | ABA NUMBER 114912479 |
| 709 Park Road 100 |
Quarter Ended : |
2025-12-31 |
| South Padre Island, Texas, 78597 |
Updated : |
2026-01-30 |
| www.fnbspi.com |
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| Institution Profile |
| Year Opened : |
1983 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
2 |
Number of Employees : |
14 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 77,847 |
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Total Interest Income | 4,473 |
| Total Liabilities | 67,087 |
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Total NonInterest Income | 82 |
| Total Bank Equity Capital | 10,760 |
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Total Interest Expense | 431 |
| Total Deposits | 66,992 |
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Total NonInterest Expense | 2,147 |
| Net Loans & Leases | 38,589 |
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Net Income | 1,977 |
| Loan Loss Allowance | 580 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 37,926 |
| Total assets for the leverage ratio | 80,180 |
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Loans secured by real estate: | 34,882 |
| Tier 1 Leverage Ratio | 13.2 |
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Commercial and industrial loans | 2,340 |
| Off Balance Sheet Exposures (%) | 9.3 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 706 |
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:· First National Bank of South Padre Island
