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 US Metro Bank
US Metro Bank
| RSSD ID 3470154 | CERTIFICATE 58310 | ABA NUMBER 122244427 |
| 9866 Garden Grove Blvd |
Quarter Ended : |
2025-12-31 |
| Garden Grove, California, 92844 |
Updated : |
2026-01-28 |
| WWW.USMETROBANK.COM |
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| Institution Profile |
| Year Opened : |
2006 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
11 |
Number of Employees : |
203 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,550,823 |
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Total Interest Income | 88,700 |
| Total Liabilities | 1,394,408 |
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Total NonInterest Income | 16,083 |
| Total Bank Equity Capital | 156,250 |
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Total Interest Expense | 42,924 |
| Total Deposits | 1,352,596 |
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Total NonInterest Expense | 40,572 |
| Net Loans & Leases | 1,236,554 |
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Net Income | 12,287 |
| Loan Loss Allowance | 15,897 |
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Net Charge Offs | 2,109 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 175,867 |
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Total loans | 1,279,331 |
| Total assets for the leverage ratio | 1,567,739 |
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Loans secured by real estate: | 1,131,479 |
| Tier 1 Leverage Ratio | 10.22 |
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Commercial and industrial loans | 103,439 |
| Tier 1 Capital Ratio | 12.85 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.1 |
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Loans to individuals - Other | 0 |
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:· US Metro Bank
