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US Metro Bank
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US Metro Bank
| RSSD ID 3470154 | CERTIFICATE 58310 | ABA NUMBER 122244427 |
| 9866 Garden Grove Blvd |
Quarter Ended : |
2026-06-30 |
| Garden Grove, California, 92844 |
Updated : |
2026-08-14 |
| WWW.USMETROBANK.COM |
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| Institution Profile |
| Year Opened : |
2006 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
11 |
Number of Employees : |
204 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 1,640,896 |
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Total Interest Income | 46,710 |
| Total Liabilities | 1,479,348 |
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Total NonInterest Income | 12,568 |
| Total Bank Equity Capital | 161,388 |
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Total Interest Expense | 20,529 |
| Total Deposits | 1,437,567 |
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Total NonInterest Expense | 23,411 |
| Net Loans & Leases | 1,314,886 |
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Net Income | 8,006 |
| Loan Loss Allowance | 17,382 |
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Net Charge Offs | 2,515 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 182,277 |
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Total loans | 1,335,476 |
| Total assets for the leverage ratio | 1,588,958 |
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Loans secured by real estate: | 1,175,580 |
| Tier 1 Leverage Ratio | 10.42 |
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Commercial and industrial loans | 111,008 |
| Tier 1 Capital Ratio | 12.35 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.6 |
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Loans to individuals - Other | 0 |
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