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 Cornerstone Community Bank
Cornerstone Community Bank
| RSSD ID 3485420 | CERTIFICATE 58411 | ABA NUMBER 121144476 |
| 500 Riverside Way |
Quarter Ended : |
2025-03-31 |
| Red Bluff, California, 96080 |
Updated : |
2025-05-06 |
| www.bankcornerstone.com |
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| Institution Profile |
| Year Opened : |
2006 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
61 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 648,168 |
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Total Interest Income | 8,275 |
| Total Liabilities | 592,951 |
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Total NonInterest Income | 390 |
| Total Bank Equity Capital | 55,217 |
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Total Interest Expense | 3,106 |
| Total Deposits | 572,603 |
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Total NonInterest Expense | 3,428 |
| Net Loans & Leases | 485,305 |
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Net Income | 1,498 |
| Loan Loss Allowance | 6,224 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 71,160 |
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Total loans | 492,720 |
| Total assets for the leverage ratio | 664,824 |
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Loans secured by real estate: | 374,983 |
| Tier 1 Leverage Ratio | 9.75 |
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Commercial and industrial loans | 103,187 |
| Tier 1 Capital Ratio | 11.68 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.83 |
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Loans to individuals - Other | 14,551 |
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:· Cornerstone Community Bank
