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 Farmers & Merchants Bank
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Farmers & Merchants Bank
| RSSD ID 348720 | CERTIFICATE 2036 | ABA NUMBER 53103640 |
| 138 N Salisbury Gq Ave |
Quarter Ended : |
2026-06-30 |
| Granite Quarry, North Carolina, 28146 |
Updated : |
2026-07-23 |
| www.fmbnc.com |
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| Institution Profile |
| Year Opened : |
1909 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
12 |
Number of Employees : |
123 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 998,750 |
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Total Interest Income | 27,127 |
| Total Liabilities | 849,329 |
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Total NonInterest Income | 5,381 |
| Total Bank Equity Capital | 149,421 |
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Total Interest Expense | 3,325 |
| Total Deposits | 842,551 |
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Total NonInterest Expense | 13,972 |
| Net Loans & Leases | 530,544 |
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Net Income | 12,521 |
| Loan Loss Allowance | 10,342 |
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Net Charge Offs | (756) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 158,871 |
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Total loans | 536,064 |
| Total assets for the leverage ratio | 992,719 |
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Loans secured by real estate: | 519,846 |
| Tier 1 Leverage Ratio | 15.25 |
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Commercial and industrial loans | 14,095 |
| Tier 1 Capital Ratio | 25.46 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 26.72 |
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Loans to individuals - Other | 2,285 |
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:· Farmers & Merchants Bank
