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 Farmers & Merchants Bank
Farmers & Merchants Bank
| RSSD ID 348720 | CERTIFICATE 2036 | ABA NUMBER 53103640 |
| 138 N Salisbury Gq Ave |
Quarter Ended : |
2025-09-30 |
| Granite Quarry, North Carolina, 28146 |
Updated : |
2025-10-22 |
| www.fmbnc.com |
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| Institution Profile |
| Year Opened : |
1909 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
12 |
Number of Employees : |
122 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 947,192 |
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Total Interest Income | 38,761 |
| Total Liabilities | 807,121 |
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Total NonInterest Income | 6,910 |
| Total Bank Equity Capital | 140,071 |
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Total Interest Expense | 4,623 |
| Total Deposits | 799,185 |
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Total NonInterest Expense | 21,338 |
| Net Loans & Leases | 516,329 |
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Net Income | 15,602 |
| Loan Loss Allowance | 10,482 |
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Net Charge Offs | (101) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 145,877 |
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Total loans | 528,115 |
| Total assets for the leverage ratio | 937,207 |
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Loans secured by real estate: | 510,106 |
| Tier 1 Leverage Ratio | 14.8 |
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Commercial and industrial loans | 15,718 |
| Tier 1 Capital Ratio | 24.47 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 25.73 |
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Loans to individuals - Other | 2,334 |
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:· Farmers & Merchants Bank
