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 The Commercial Bank
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The Commercial Bank
| RSSD ID 349129 | CERTIFICATE 14642 | ABA NUMBER 53206961 |
| 4 Church St |
Quarter Ended : |
2026-06-30 |
| Honea Path, South Carolina, 29654 |
Updated : |
2026-07-24 |
| www.thecommercialbanksc.com |
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| Institution Profile |
| Year Opened : |
1934 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Other Specialized Under 1 Billion |
| Number of Offices : |
8 |
Number of Employees : |
62 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 284,164 |
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Total Interest Income | 5,208 |
| Total Liabilities | 260,822 |
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Total NonInterest Income | 633 |
| Total Bank Equity Capital | 23,342 |
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Total Interest Expense | 1,325 |
| Total Deposits | 251,379 |
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Total NonInterest Expense | 3,389 |
| Net Loans & Leases | 101,215 |
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Net Income | 1,073 |
| Loan Loss Allowance | 1,154 |
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Net Charge Offs | (1) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 99,725 |
| Total assets for the leverage ratio | 281,111 |
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Loans secured by real estate: | 85,942 |
| Tier 1 Leverage Ratio | 12.65 |
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Commercial and industrial loans | 5,512 |
| Off Balance Sheet Exposures (%) | 9.93 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 8,733 |
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:· The Commercial Bank
