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Summit Bank
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Summit Bank
| RSSD ID 351560 | CERTIFICATE 23864 | ABA NUMBER 121138958 |
| 2969 Broadway |
Quarter Ended : |
2026-06-30 |
| Oakland, California, 94611 |
Updated : |
2026-07-28 |
| www.summitbanking.com |
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| Institution Profile |
| Year Opened : |
1982 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
32 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 264,445 |
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Total Interest Income | 7,069 |
| Total Liabilities | 220,513 |
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Total NonInterest Income | 356 |
| Total Bank Equity Capital | 43,932 |
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Total Interest Expense | 1,100 |
| Total Deposits | 207,585 |
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Total NonInterest Expense | 9,655 |
| Net Loans & Leases | 191,419 |
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Net Income | (4,681) |
| Loan Loss Allowance | 6,003 |
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Net Charge Offs | 702 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 46,625 |
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Total loans | 197,049 |
| Total assets for the leverage ratio | 268,380 |
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Loans secured by real estate: | 170,350 |
| Tier 1 Leverage Ratio | 16.37 |
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Commercial and industrial loans | 27,292 |
| Tier 1 Capital Ratio | 20.74 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 22.01 |
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Loans to individuals - Other | 143 |
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